Disclosure

ALWAYS CONDUCT YOUR OWN INVESTIGATION (PERFORM DUE DILIGENCE) BEFORE BUYING PRODUCTS OR  SERVICES FROM ANYONE VIA THE INTERNET. THIS INCLUDES PRODUCTS AND SERVICES SOLD ON THIS  WEBSITE AND ALL OTHER WEBSITES.

1. Material Connection.

Unless otherwise expressly stated, you should assume that all references to products and  services on this website are made because material connections exist between the website’s  owner (“Owner) and the providers of the mentioned products and services (“Provider”).

2. Good Faith Recommendations.

The Owner recommends products and services on this website based in part on a good faith  belief that the purchase of such products or services will help purchasers in general. The  Owner has this good faith belief because (a) the Owner has tried the product or service  mentioned prior to recommending it or (b) the Owner has researched the reputation of the  Provider and has made the decision to recommend the Provider’s products or services based on  the Provider’s history of providing these or other products or services. The representations  made by the Owner about products and services reflect the Owner’s honest opinion based upon  the facts known to the Owner at the time a product or service is mentioned on this website.

3. Potential Bias and Due Diligence.

The Owner’s opinion about a product or service may be partially formed (consciously or  subconsciously) in part based on the fact that the Owner has been compensated or will be  compensated because of the Owner’s business relationships with the Providers.

In some instances, the Owner and a Provider will have a business or personal relationship that  does not involve the Owner receiving compensation related to products and services mentioned  on this website. However, the nature of the relationship is sufficient to establish a material  connection between the Owner and the Provider.

Because there is a material connection between the Owner and Providers of products or services  mentioned on this website, you should always assume that the Owner may be biased because of  the Owner’s relationship with a Provider and/or because the Owner has received or will receive  something of value from a Provider.

Perform your own due diligence before purchasing a product or service mentioned on this  website (or any other website).

4. Compensation.

The type of compensation received by the Owner may vary. In some instances, the Owner may  receive complimentary products, services, or money from a Provider prior to mentioning the  Provider’s products or services on this website.

In other instances, the Owner may receive a monetary commission or non-monetary compensation  when you take action based on the content of this website. This includes, but is not limited  to, when you purchase a product or service from a Provider after clicking on an affiliate link  on this website.

5. Your Questions about Products and Services.

The Owner’s goal is to make your experience using this website a pleasant one. If you have any  questions about products or services mentioned on this website, please contact the Owner and  have those questions answered prior to making a purchase of such products or services.

This disclosure was last updated on April 1, 2011.